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Frequently
Asked Questions
Some answers to your mortgage questions.
How much does the service cost?
Little to no cost to you as we are paid by the bank once we secure your loan.
When should I start talking to you?
As early as possible! Many people don’t start looking for a mortgage broker until they have found their dream house. Unfortunately they have often overlooked some important steps in the planning or are not ready to secure the loan they need.
Why choose a mortgage broker versus going direct to a bank or lender?
Once someone has experienced my service, and they realise the work and expertise involved, they’ll tell you you’re crazy to do it by yourself! I have access to 30 lenders and know the ins and outs of what each one can offer. I’ll match your specific needs to the best one. If you were doing this yourself, you’d be spending a lot of time and not necessarily getting the best deal for you. And it’s not just the actual loan, it’s about getting guidance on the entire process, of planning and working out the best approach.
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Nikki Berzin
Company Director
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