About us

You’re making the biggest financial decisions of your lives when it comes to property investment. I’m here to guide and empower you.

I help hard-working people to purchase their first property, grow their small business and retire in style. I do this by getting to know you, sharing my knowledge of the property market, and my experience with banks and lending options.

A yearly mortgage review is just part of our service

This is just one way I show my commitment to you over the long term. Every year I review all client’s home loans to check whether they are getting the best available rates. I advise if there’s a better option, and make it happen for you.

“…anything is possible if you put your mind to it and have the right tools”

– Nikki Berzin

Meet Nikki

With a love for all things finance my vision is to educate and empower people to achieve their goals.

I’ve called the Mornington Peninsula home for over 20 years & live in Frankston South.  My husband & I also have several investment properties so we have first-hand knowledge to share when it comes to investing and property development.

I am a fully qualified Mortgage Broker with a background in banking and finance, business development and project management. I was previously a bank manager so I have a in-depth understanding of the process and access to over 30 lenders.

From when I started my very first job at 14 I have lived by a budget and always taught myself as much as I could about money and finance. I’ve shared my budgeting and savings plans with my friends over the years, and now I do this on a larger scale to help people purchase a home or grow their business.

I have always believed anything is possible if you put your mind to it and have the right tools. If someone tells me it can’t be done, I’m known for doing everything in my power to prove that person wrong and find a way to make it possible.  This included becoming a fire-fighter in a former life!

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How much does the service cost?

There is no cost for my service. I’m paid by the bank once I have secured your loan.

When should I start talking to you?
As early as possible! Many people don’t start looking for a mortgage broker until they have found their dream house. Unfortunately they have often overlooked some important steps in the planning or are not ready to secure the loan they need.
Why choose a mortgage broker versus going direct to a bank or lender?

Once someone has experienced my service, and they realise the work and expertise involved, they’ll tell you you’re crazy to do it by yourself! I have access to 30 lenders and know the ins and outs of what each one can offer. I’ll match your specific needs to the best one. If you were doing this yourself, you’d be spending a lot of time and not necessarily getting the best deal for you. And it’s not just the actual loan, it’s about getting guidance on the entire process, of planning and working out the best approach.

Our values


I’m passionate about every client’s goal and journey.

Seek the truth, always

If there’s something I don’t know, I’ll tell you. I’ll seek out the truth and ensure you get the correct information.

Go above and beyond

Provide the best level of customer service and go above and beyond.

Walk the Talk

I do as I say I’m going to do, talk the talk & walk the walk. I’m always learning so that I can provide the best and most current advice to you.

Let’s keep in touch!

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