I am a first home buyer specialist helping first home buyers achieve their dream of buying their first home.

I’m a mortgage broker helping Melbourne first home buyers and small business owners to achieve their dreams.

A free service that makes the home loan process so much easier

Using Nikki from Cherry Lending & Finance as your mortgage broker saves you time, guides you through the process and finds the best options from a wide range of lenders.

The best part is –  you don’t pay for it.

You’re making some of the biggest financial decisions of your lives and I’m here to guide and empower you. I live and work on the Mornington Peninsula and can share my local property knowledge and specialist advice for getting the best home loan or small business loan for your specific needs.

Much more than a mortgage broker.

Think of me as part of your team. Whether you dream of buying your first home, make the most of your money with home loan refinancing or growing your business, I’m here to help.

The actual mortgage or finance you eventually take on is such a small piece of the puzzle. The journey to get you there is so much more important.

First Home Buyers

Where do I start?

Tips on planning, First Home Buyers Grant and more

Small Business Owners

I’m ready to grow.

Small Business loans and start up business loans

Home Owners

How can we achieve our goals?

Equity, re-financing, investing, retirement planning

What our clients say…

Nikki was an absolute pleasure to deal with. She went above and beyond the call of duty and was a wealth of knowledge. Nikki explained everything to us step by step and made it clear and easy to understand and we never for a second doubted that she wouldn’t get us the best product on the market for our needs.

Lauren & Gavin

Nikki has made buying our dream family home an absolute pleasure, she has held our hand every step of the way and we were able to just focus on looking for our perfect home and planning the move. 

Rebekah & Patrick

First home Buyers

We always thought that because we both owned our own business that it wouldn’t be possible to get back into the market. 

Nikki has made this dream come true for us! 

Stacey & Dan

Small Business Owner

Ready to start the conversation?