I work with first home buyers and emergency service workers to achieve their dream of buying their first home.
I work with first home buyers and emergency service workers to achieve their dream of buying their first home.
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A free service that makes the home loan process so much easier
Using Nikki from Cherry Lending & Finance as your mortgage broker saves you time, guides you through the process and finds the best options from a wide range of lenders.
The best part is – you don’t pay for it.

You’re making some of the biggest financial decisions of your lives and I’m here to guide and empower you. I live and work on the Mornington Peninsula and can share my local property knowledge and specialist advice for getting the best home loan or small business loan for your specific needs.
Much more than a mortgage broker.
Think of me as part of your team. Whether you dream of buying your first home, make the most of your money with home loan refinancing or growing your business, I’m here to help.
The actual mortgage or finance you eventually take on is such a small piece of the puzzle. The journey to get you there is so much more important.
Emergency Service Workers
How can you help me?
Specialising in finance for Emergency Service Workers
What our clients say…
Nikki was an absolute pleasure to deal with. She went above and beyond the call of duty and was a wealth of knowledge. Nikki explained everything to us step by step and made it clear and easy to understand and we never for a second doubted that she wouldn’t get us the best product on the market for our needs.
Nikki has made buying our dream family home an absolute pleasure, she has held our hand every step of the way and we were able to just focus on looking for our perfect home and planning the move.
Throughout the entire process of securing our loan and purchasing our first house Nikki has been there for us, answering our many calls and texts and always making us feel reassured. I honestly feel like we could not have gone through this process without her knowledge and continual support and we are so grateful that Nikki was recommended to us. Thank you so much Nikki, you made our dream of moving into our first home a reality