First Home Buyers

Thinking about buying your first home?

It’s never too early to give me a call and talk through your goals and plans of buying your first home. I’m here for the journey, getting to know you, working out some realistic goals and eventually helping you to secure the finance for your first home.

There are no costs for you to engage me, I’m paid by the lenders directly.

Working with a mortgage broker makes it easy for you.

I have access to 30 lenders and know the in’s and out’s of what each one can offer. I’ll recommend the best home loan to suit your specific situation. If you were doing this yourself, you’d be spending a lot of time and not necessarily getting the best deal. And it’s not just the actual loan, it’s about getting guidance on the entire process, of planning and working out the best approach.

How does the process work?

It starts with a chat...

…getting to know you on a personal level and understanding your short and long-term goals. It’s never too early! It’s often best to start chatting a year before you plan to really make a purchase.

I’ll give you an action plan...

…to ensure you are ready, know what to expect and provide various options to consider like Rent-vesting or other ways to get into the market.

By doing this I can then determine the right lending solution for your situation and give you the confidence that you have made the right decision moving forward.

Start looking

Armed with your pre-approval, you can start looking at real-estate. I’m so passionate about this that I often volunteer my time to check out properties for my clients! I’m here to bounce options and ideas.

When you’re ready to secure the loan, I’ll do all the legwork for you so it all runs smoothly.

proactively review your loan

Every year, I will proactively review your loan and ensure it’s working for you. I’ll offer alternatives if there are better options. I’m also available any time to discuss changes in your situation or new plans.

Getting started

Preparation is key when it comes to approaching lenders for a home loan so the better prepared you are the better your chances are of securing the loan.

Download our Free ‘First Home Buyers Tips’  which covers information about:

Planning tips

Stamp Duty exceptions

Rent-vesting options

First Home Buyers Grant

Get our Free ‘First Home Buyers Tips’

Preparation is key…

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What our first home buyers say…

Nikki has made buying our dream family home an absolute pleasure, she has held our hand every step of the way and we were able to just focus on looking for our perfect home and planning the move. I would highly recommend Nikki to anyone who feels overwhelmed by the process of buying a home or applying for a home loan, she instantly puts your mind at ease and is in constant contact through the whole process. It felt ridiculous that we did not have to pay anything for such an amazing service! We look forward to our continued relationship with Nikki as our family grows and our financial needs change. Thanks again for helping us live our dream Nikki.

Rebekah & Patrick

First home Buyers

We used Nikki from Cherry Lending to secure a loan for our first home. As much as this seemed like a daunting task initially, after consulting with Nikki she explained the whole process, answered all of our questions and put our minds at ease.

David & Jaymie

First home Buyers

Despite knowing from the beginning that I wasn’t necessarily ready to commit fully to a home loan Nikki went above and beyond to help me offer advice as to suitable options and always found the time to make herself available to me. As a first home buyer I was fairly anxious about making the right choice. However, after dealing with Nikki I feel much more comfortable about the process and know that she will be able to assist me to find the right option. Thanks Nikki.


First home Buyer

Although Marina and I have bought houses in South Africa and New Zealand this is our first home in Australia… Nikki is one of the most efficient and nicest people we have dealt with. Her tenacity in following up outstanding items was greatly appreciated and as well as advice she gave us along the way.

Chris & Marina

First home Buyers

Ready to start the conversation?

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