Welcome Testimonials



Couldn’t recommend Nikki more highly – a great mortgage broker – efficient and so lovely to deal with.


Home Buyer

We had tried several brokers before coming across Nikki. I’m glad we persisted and found someone suited to our needs. Her communication was exceptional, promptly responding to emails throughout the process, keeping us updated regularly, clearly explaining the process and what needed to be done. She spared no time calling us and going through things in more detail if needed. Nikki was fully supportive of our plans whilst educating us and providing suggestions and ideas where needed. We found other brokers to be patronising, uninformative and inflexible in problem solving an issues. Nikki was the complete opposite, couldn’t be happier with her service.

Ebony & Lance

Nurse, Home Buyers

Nikki is a superstar! So helpful and patient. We’re kind of hopeless when it comes to finance and she really guided us through the whole process of financing and then refinancing. We would not have been able to do it all without her. If you want a broker who is real and actually cares then Nikki is the one!

Rachel & Matt

Home Buyers & refinancing of home loan

Nikki was wonderful throughout my dealings with Cherry Lending and Finance. No matter what questions I had ..even those I thought trivial or silly, she was always thoroughly professional and responsive. Nikki was very approachable from the get go, always friendly and her knowledge of the systems she deals with was exceptional. I would thoroughly recommend this business.


First home Buyer

We could not recommend Nikki more highly! Throughout the entire process of securing our loan and purchasing our first house Nikki has been there for us, answering our many calls and texts and always making us feel reassured. I honestly feel like we could not have gone through this process without her knowledge and continual support and we are so grateful that Nikki was recommended to us. Thank you so much Nikki, you made our dream of moving into our first home a reality.

Ally and James

Police Officer, First home Buyers

What can I say about Nikki. She was an absolute star from the start. We were a bit hesitant when it came to brokers because we had been burnt in the recent past. Nikki was amazingly supportive, highly explanatory, motivated to get us the right house for the right price and just a complete legend throughout out mortgage journey. Very professional, approachable, explained everything in everyday terms as we were first home buyers, could contact her pretty much anytime in the day and on settlement day I think she was more excited than we were! I cannot rate her high enough! 5 stars don’t do you justice Nikki!


Police Officer, First home Buyers

Buying your first home is a very daunting experience but with Nikki from Cherry Lending by our side we could not of felt more comfortable & happier. Nikki went above & beyond for us & I would recommend her to everyone!!

Tayla and Jesse

First home Buyers

We could not recommend Nikki’s service highly enough. She kept us updated throughout the entire process and worked so hard to secure our home loan. She is extremely knowledgeable at what she does, as well as being so friendly and caring.  We would highly recommend her services to our friends and family.

Dimity and Luke

First home Buyers

Right from day 1 Nikki was amazing. She would answer all our silly questions again and again and explain things in ways we could understand. She would always make time to help us out and keep us in the loop with what was happening behind the scenes. I recommend her to anyone and everyone because she is simply the best!

Jack and Jess

First home Buyers

I can honestly say that Nikki’s impeccable eye for detail and vast and credible knowledge of lending criteria and conditions and who best to service the loan resulted in me obtaining the money and happily being on the way to fulfilling my latest dreams.


Re-financing for renovations and car loan

The whole process was very easy, smooth and fast. I felt like everything was explained so I could make an educated decision.


Krome Kids

As much as this seemed like a daunting task initially, after consulting with Nikki she explained the whole process, answered all of our questions and put our minds at ease.

David and Jaymie

Firefighter & Nurse, First home Buyers

Nikki has made buying our dream family home an absolute pleasure, she has held our hand every step of the way and we were able to just focus on looking for our perfect home and planning the move. I would highly recommend Nikki to anyone who feels overwhelmed by the process of buying a home or applying for a home loan, she instantly puts your mind at ease and is in constant contact through the whole process. It felt ridiculous that we did not have to pay anything for such an amazing service! We look forward to our continued relationship with Nikki as our family grows and our financial needs change. Thanks again for helping us live our dream Nikki.

Rebekah and Patrick

First home Buyers

Although Marina and I have bought houses in South Africa and New Zealand this is our first home in Australia… Nikki is one of the most efficient and nicest people we have dealt with. Her tenacity in following up outstanding items was greatly appreciated and as well as advice she gave us along the way.

Chris and Marina

First home Buyers

Despite knowing from the beginning that I wasn’t necessarily ready to commit fully to a home loan Nikki went above and beyond to help me offer advice as to suitable options and always found the time to make herself available to me. As a first home buyer I was fairly anxious about making the right choice. However, after dealing with Nikki I feel much more comfortable about the process and know that she will be able to assist me to find the right option. Thanks Nikki.


Police Officer, First home Buyer

We always thought that because we both owned our own business that it wouldn’t be possible to get back into the market.  After a conversation with Nikki, we started to believe that this might actually be a possibility!  When the factory came up for sale, we had to have it!  Nikki has made this dream come true for us!  With commercial lending and both having our own business this was not an easy case.  BUT Nikki was nothing short of amazing.  We were on deadlines, but she ALWAYS had this covered.  I felt like she was holding our hands the entire way through, and she continues to do so even after the settlement.

We are so grateful to her for making this dream become our reality and we can’t wait for our business to grow even further now that we have the space!

Stacey & Dan

Small Business Owner

Nikki was amazing to deal with from our very first phone call. Super organised and listened to what we were after with our refinancing.

She got back to us with what was available to suit our needs quickly, and once a decision was made dealt with absolutely everything.

She has saved us so much time and money! Great experience from start to finish!

Jade & James

We can’t recommend Nikki & Cherry Lending more highly. It was so refreshing to get help from someone who is obviously an expert in their field but doesn’t expect you to be too! She took the time to explain everything to us with patience & clarity. We felt so date in her hands buying our first home, and she was especially helpful because our circumstances were a little complicated but she made navigating our options really easy.

She’s a qreat communicator, efficient, orqanised and fast to respond. So we never felt left in the dark. Purchasing a home (especially your first) is a maze of negotiations, paperwork, forms, applications, payments, siqnatures, witnessing & documents, but she was the shininq liqht amidst the whole mess!

Thank you so much Nikki, working with you was an absolute pleasure!!

Kate & Kendall

First home Buyers

What an amazing and positive experience it was to have Nikki and cherry lending secure my finance for my new house. Nikki was knowledgeable, experienced more importantly for me she was patient and genuinely interested in my goals. Nikki went over and above explaining what paperwork was needed and helping me with the numerous queries I had.

As a sole parent raising two teenagers on a single income, Nikki presented me with the opportunity to re-enter the housing market in a way that I may not have found on my own. It has been an absolute pleasure to have dealt with Nikki, she was genuinely thrilled for my family and I look forward to her continued support.


Refinancing home loan for new house

Nikki was sensational, she really listened to what we wanted and worked with us to get the best home loan possible. She was very attentive to our needs, did all the hard work, always worked to our timetable and is extremely professional. I would highly recommend giving Nikki a call.

Kieren & Tracey

Refinancing of home loan

Nikki was absolutely amazing at helping James and I buy our first home. She made the whole process so simple and we could not of done it without her. She was more than happy to meet with us on multiple occasions, answer any and all of our questions over the phone or email and we felt she gave us the most honest advice. She was also happy to look into particular lenders we requested.

Nikki handled all the paperwork and communication between the bank  and our conveyancer. We really didn’t have to do a thing! We would highly recommend Nikki, we definitely feel like we made the right decision using her!

Thanks again so much!

Lara & James

Victoria Police, First home Buyers

Nikki was an absolute pleasure to deal with. She went above and beyond the call of duty and was a wealth of knowledge. Nikki explained everything to us step by step and made it clear and easy to understand and we never for a second doubted that she wouldn’t get us the best product on the market for our needs.

Nikki is passionate and very well educated in her field. Having Nikki on our side made our situation and purchase so easy and stress free. I’d highly recommend Nikki to everyone I know as I feel she is the best in the business on the Peninsula. A true gem that we now consider a friend

Lauren & Gavin

First home Buyers

I feel so much more confident and comfortable talking all things ‘home buying after attending Nikki’s First time Buyer Seminar last week. It seems as a first home purchaser you are just expected to know what all the common terms mean (and there’s only so much you can learn from Google). Nikki did an incredible job at explaining those terms in everyday language and removing the myths and jar on.

Thank you Nikki!


First home Researcher

Nikki is a wonderful person who will help you get the best loan to suit your needs. I was a First Home Buyer, so I was a little daunted at first. Nikki made sure that I understood all of the details, conditions and requirements, which made the whole process much easier than going it alone.

Thanks so much Nikki! 🙂


First home Buyer

Highly recommend!! I used Nikki to secure a home loan for an off the plan purchase interstate and from day one I knew I was going to be happy with her services. Her customer service and overall support and recommendations made me feel confident throughout the whole process. Thank you Nikki – your passion for all things finance and your ability to go above and beyond is truly exceptional and appreciative.’

Steph Hunt

Australian Federal Police, Refinancing home loan