What are clients are saying . . .

I can honestly say that Nikki’s impeccable eye for detail and vast and credible knowledge of lending criteria and conditions and who best to service the loan resulted in me obtaining the money and happily being on the way to fulfilling my latest dreams.


Re-financing for renovations and car loan

The whole process was very easy, smooth and fast. I felt like everything was explained so I could make an educated decision.


Krome Kids

As much as this seemed like a daunting task initially, after consulting with Nikki she explained the whole process, answered all of our questions and put our minds at ease.

David and Jaymie

First home Buyers

Nikki has made buying our dream family home an absolute pleasure, she has held our hand every step of the way and we were able to just focus on looking for our perfect home and planning the move. I would highly recommend Nikki to anyone who feels overwhelmed by the process of buying a home or applying for a home loan, she instantly puts your mind at ease and is in constant contact through the whole process. It felt ridiculous that we did not have to pay anything for such an amazing service! We look forward to our continued relationship with Nikki as our family grows and our financial needs change. Thanks again for helping us live our dream Nikki.

Rebekah and Patrick

First home Buyers

Although Marina and I have bought houses in South Africa and New Zealand this is our first home in Australia… Nikki is one of the most efficient and nicest people we have dealt with. Her tenacity in following up outstanding items was greatly appreciated and as well as advice she gave us along the way.

Chris and Marina

First home Buyers

Despite knowing from the beginning that I wasn’t necessarily ready to commit fully to a home loan Nikki went above and beyond to help me offer advice as to suitable options and always found the time to make herself available to me. As a first home buyer I was fairly anxious about making the right choice. However, after dealing with Nikki I feel much more comfortable about the process and know that she will be able to assist me to find the right option. Thanks Nikki.


First home Buyer

We always thought that because we both owned our own business that it wouldn’t be possible to get back into the market.  After a conversation with Nikki, we started to believe that this might actually be a possibility!  When the factory came up for sale, we had to have it!  Nikki has made this dream come true for us!  With commercial lending and both having our own business this was not an easy case.  BUT Nikki was nothing short of amazing.  We were on deadlines, but she ALWAYS had this covered.  I felt like she was holding our hands the entire way through, and she continues to do so even after the settlement.

We are so grateful to her for making this dream become our reality and we can’t wait for our business to grow even further now that we have the space!

Stacey & Dan

Small Business Owner

Nikki was amazing to deal with from our very first phone call. Super organised and listened to what we were after with our refinancing.

She got back to us with what was available to suit our needs quickly, and once a decision was made dealt with absolutely everything.

She has saved us so much time and money! Great experience from start to finish!

Jade & James

We can’t recommend Nikki & Cherry Lending more highly. It was so refreshing to get help from someone who is obviously an expert in their field but doesn’t expect you to be too! She took the time to explain everything to us with patience & clarity. We felt so date in her hands buying our first home, and she was especially helpful because our circumstances were a little complicated but she made navigating our options really easy.

She’s a qreat communicator, efficient, orqanised and fast to respond. So we never felt left in the dark. Purchasing a home (especially your first) is a maze of negotiations, paperwork, forms, applications, payments, siqnatures, witnessing & documents, but she was the shininq liqht amidst the whole mess!

Thank you so much Nikki, working with you was an absolute pleasure!!

Kate & Kendall

What an amazing and positive experience it was to have Nikki and cherry lending secure my finance for my new house. Nikki was knowledgeable, experienced more importantly for me she was patient and genuinely interested in my goals. Nikki went over and above explaining what paperwork was needed and helping me with the numerous queries I had.

As a sole parent raising two teenagers on a single income, Nikki presented me with the opportunity to re-enter the housing market in a way that I may not have found on my own. It has been an absolute pleasure to have dealt with Nikki, she was genuinely thrilled for my family and I look forward to her continued support.


Nikki was sensational, she really listened to what we wanted and worked with us to get the best home loan possible. She was very attentive to our needs, did all the hard work, always worked to our timetable and is extremely professional. I would highly recommend giving Nikki a call.

Kieren & Tracey

Nikki was absolutely amazing at helping James and I buy our first home. She made the whole process so simple and we could not of done it without her. She was more than happy to meet with us on multiple occasions, answer any and all of our questions over the phone or email and we felt she gave us the most honest advice. She was also happy to look into particular lenders we requested.

Nikki handled all the paperwork and communication between the bank  and our conveyancer. We really didn’t have to do a thing! We would highly recommend Nikki, we definitely feel like we made the right decision using her!

Thanks again so much!

Lara & James

Nikki was an absolute pleasure to deal with. She went above and beyond the call of duty and was a wealth of knowledge. Nikki explained everything to us step by step and made it clear and easy to understand and we never for a second doubted that she wouldn’t get us the best product on the market for our needs.

Nikki is passionate and very well educated in her field. Having Nikki on our side made our situation and purchase so easy and stress free. I’d highly recommend Nikki to everyone I know as I feel she is the best in the business on the Peninsula. A true gem that we now consider a friend

Lauren & Gavin

I feel so much more confident and comfortable talking all things ‘home buying after attending Nikki’s First time Buyer Seminar last week. It seems as a first home purchaser you are just expected to know what all the common terms mean (and there’s only so much you can learn from Google). Nikki did an incredible job at explaining those terms in everyday language and removing the myths and jar on.

Thank you Nikki!


Nikki is a wonderful person who will help you get the best loan to suit your needs. I was a First Home Buyer, so I was a little daunted at first. Nikki made sure that I understood all of the details, conditions and requirements, which made the whole process much easier than going it alone.

Thanks so much Nikki! 🙂


Highly recommend!! I used Nikki to secure a home loan for an off the plan purchase interstate and from day one I knew I was going to be happy with her services. Her customer service and overall support and recommendations made me feel confident throughout the whole process. Thank you Nikki – your passion for all things finance and your ability to go above and beyond is truly exceptional and appreciative.’

Steph Hunt

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