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Buying your first home – is 2019 the year?

It’s that time of year where we tend to reflect on the year that was and start to think about what we’d like to achieve in the New Year.

What do you want to achieve in 2019?

Maybe you’ve been thinking about buying your first home but didn’t think it was possible because of the property boom we experienced in 2017.  Well, like anything good it has to come to an end at some point and by all reports the recent property boom in Australia has, especially in Sydney and Melbourne.

Depending on who you listen to or what you read will depend on the predictions for 2019, but there does seem to be a consensus that the housing market is experiencing a correction and it is now a ‘buyer’s market’.

With access to the first home buyer grant and stamp duty exemptions along with record low interest rates, what better time to put a plan in place to buy your first home in 2019.

There are so many things to consider when purchasing your first home that it can be overwhelming and even a little confusing, especially when it comes to finding the right first home loan and understanding what is available to you as a first home buyer.  The biggest piece of advice I can give first home buyers is to come and see me in the early stages of planning so that I can educate you on what types of home loans are available, how much you’ll need to save and what steps you can put into place to help achieve your goal.

Borrowing money can be tricky especially since the royal commission, but if you are prepared and know what is required from you then it doesn’t need to be overly complicated.

In 2019 I will be launching Cherry Lending & Finance’s First Home Buyer Seminars.  Lock away the following dates in your calendar and watch out for an update on times and location:

  • Wednesday 13th of February
  • Wednesday 27th of March
  • Wednesday 8th of May
  • Wednesday 19th of June

HAPPY NEW YEAR

Disclaimer: Your full financial needs and requirements need to be assessed prior to any offer or acceptance of a loan product.  Subject to lenders terms and conditions, fees and charges and eligibility apply.