First Home Buyers

Thinking about buying your first home?

It’s never too early to give me a call and talk through your goals and plans of buying your first home. I’m here for the journey, getting to know you, working out some realistic goals and eventually helping you to secure the finance for your first home.

 Why work with a mortgage broker.

I have access to 30 lenders and know the in’s and out’s of what each one can offer. I’ll recommend the most suitable home loan for your situation. If you were doing this yourself, you’d be spending a lot of time and not necessarily finding the right fit. And it’s not just the actual loan, it’s about getting guidance on the entire process, of planning and working out the right approach.


So where do you start?

I have a created a step-by-step First Home Buyers Guide as a resource to help you better understand what is involved with buying your first home, and how working with a broker like Cherry Lending + Finance can help make the process a smooth and enjoyable one. Click below to download.

How does the process work?

It starts with a chat...

…getting to know you on a personal level and understanding your short and long-term goals. It’s never too early! It’s often best to start chatting a year before you plan to really make a purchase.

I’ll give you an action plan...

…to ensure you are ready, know what to expect and provide various options to consider like Rent-vesting or other ways to get into the market.

By doing this I can then determine the right lending solution for your situation and give you the confidence that you have made the right decision moving forward.

Start looking

Armed with your pre-approval, you can start looking at real-estate. I’m so passionate about this that I often volunteer my time to check out properties for my clients! I’m here to bounce options and ideas.

When you’re ready to secure the loan, I’ll do all the legwork for you so it all runs smoothly.

proactively review your loan

Every year, I will proactively review your loan and ensure it’s working for you. I’ll offer alternatives if there are better options. I’m also available any time to discuss changes in your situation or new plans.

Get our Free ‘First Home Buyers Tips’

Preparation is key…

* indicates required

What our first home buyers say…

As much as this seemed like a daunting task initially, after consulting with Nikki she explained the whole process, answered all of our questions and put our minds at ease.

David and Jaymie

First home Buyers

 It was so refreshing to get help from someone who is obviously an expert in their field but doesn’t expect you to be too! She took the time to explain everything to us with patience & clarity.

Kate & Kendall

First home Buyers

Nikki made sure that I understood all of the details, conditions and requirements, which made the whole process much easier than going it alone.


First Home Owner

Book Your 15 Min Refinancing Chat With Cherry?

Recommended blog posts

First Home Buyers Mistakes To Avoid

First Home Buyers Mistakes To Avoid

While first home buyers are often inundated with advice on how to break into the property market, it's less common to give them a heads up on what not to do.  Buying your first property is also one of the first steps of building wealth, as the equity in the home will...

Buying Your First Home In 2022

Buying Your First Home In 2022

While whispers of stabilising property prices are a light at the end of the tunnel for many, what should you know about buying your first home in the next year? Apart from having somewhere to live, the quest for home ownership is also about having a long term...

Government Gives First Home Buyers A Second Chance

Government Gives First Home Buyers A Second Chance

In a recent announcement, the Federal Government will soon roll over more than 4,500 unused guarantees for first home buyers from the previous financial year.  The First Home Loan Deposit Scheme (FHLDS) was first released on January 1, 2020, and is an Australian...